Century has financed more than 27,000 affordable apartment homes with more than $1 billion in loans. We want to impress you with competitive rates, quick delivery, and personal attention to the specific needs of your development. Because every home counts!

Acquisition Loans

  • Specialists in acquisition financing for sites destined to be affordable housing
  • Vacant land or existing assets
  • As originators of the GSAF and LACHIF we have flexibility to get you the leverage you need

Bridge Loans

  • No prepayment penalties gives you flexibility on your timeframe for your permanent lender
  • Loans available quickly to respond to your financing needs
  • Works on your timeframe for your permanent lender

Construction Loans

  • Ability to lend on properties up to 120% AMI
  • Amazing draw servicing keeps your contractors happy and on the jobsite
  • Small sites welcome

Permanent Loans

  • Competitive interest rates combined with Century’s ease of execution make a winning combination
  • 17 year maximum term designed to work with your LIHTC deal or provide more rate security than the typical commercial mortgage
  • Lack of prepayment penalties gives you the flexibility to take advantage of changing rates

Century is the leading loan originator for the Golden State Acquisition Fund (GSAF), and partners with Los Angeles County and the City of Los Angeles. To learn more about how these programs can help get your project off the ground please speak with a loan officer.

Century financed developments throughout California

“Working with the Century team has been smooth and easy. Century has gone the extra mile to support our project, and more broadly, MEDA’s efforts to provide lasting, stable homes for our community. And Nick Friend (Century’s Vice President of Lending in Northern California) has been a pleasure to work with, for both his acumen and his warmth.”

Karoleen FengDirector of Community Real Estate, MEDA

“Century reminds me of working with a small community bank, where the relationships are managed with hands-on, personal attention.”

Curtis QuillinDeveloper/General Contractor, Topanga Managing Partners

“Century Housing is such an important partner of Skid Row Housing Trust, helping us build high quality affordable housing that ends homelessness.”

Dana TrujilloChief Investment & Finance Officer, Skid Row Housing Trust

Our Clients

Please see Century’s annual report for a complete list of our clients.

Contact a Loan Officer

Josh Hamilton     Senior Vice President, Lending
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(310) 642–2030

Nick Friend     Vice President, Lending
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(415) 816–2462

Tracey Burns     Senior Relationship Manager
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(310) 642–2004

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